The Financial Services Industry for Beginners

The Financial Services Industry for BeginnersThe Financial Services Industry for BeginnersThe financial services industry encompasses many types of geschftliches miteinanderes involved in managing money and plays a vital role in the worlds economy. The industry as a whole is vast and includes companies engaged in activities such as investing, lending, insuring, securities trading and issuance, asset management, advising, accounting, and foreign exchange. Because of its large and diverse landscape, the financial services industry offers a wide range of career options. Retail and Commercial Banking Retail and commercial banking are sectors of the financial services industry that people tend to be most familiar with- thats how you do your everyday personal and business banking. These types of institutions offer checking and savings accounts, accept deposits, lend money, issue credit and debit cards, perform foreign currency exchanges, and offer other basic financial products to indi viduals and businesses. Career options in retail and commercial banking include bank tellers, branch managers, loan officers, marketing and operations executives. Investment Banking Investment banks are intermediaries that help companies access capital markets, such as the stock and bond markets. They have individual customers as well, but individuals are not their primary source of business. Investment banks generally handle more complex financial transactions, such as facilitating company mergers and acquisitions, issuing shares of stock when a company goes public, acting as an adviser for companies, securities trading, underwriting new debt and equity securities, and performing financial research. Many types of jobs are available at investment banks, including those facilitating mergers and acquisitions, issuing securities, or trading stocks and bonds at the trading desk. Also included are financial advisers and consultants. Hedge funds also pertain to investing but are priva tely owned investment funds as opposed to mutual funds, which are owned by public companies. The types of careers available at these companies include financial advisers, analysts, traders, portfolio managers, and more. Venture Capital and Private Equity These types of businesses involve investing money in private companies in exchange for partial ownership or a percentage of the profit. Venture capitalists usually focus on startups in their early stages with the hopes of selling them once they become profitable. Often, these investors play some role in running the companies they invest in, and offer guidance and expertise to help them become successful. Jobs in private equity and venture capital include the investors themselves who are often partners in a firm, their support staff or associates, and analysts. Accounting Accounting is another broad sector within the financial services industry. In general, accountants record, maintain, and analyze financial accounts for indi viduals, companies, nonprofit organizations, and government agencies. Earning a Certified Public Accountant (CPA) credential is required for some, but not all, careers in accounting. The Big Four public accounting firms are Deloitte, PricewaterhouseCoopers, Ernst Young, and KPMG. These provide accounting and auditing services to the majority of the largest publicly traded companies in the world. Insurance The insurance sub-sector of the financial services industry exists to help individuals and businesses calculate and mitigate vermgen risks for financial loss. Workers in the insurance industry include sales reps who sell policies for an insurance company, brokers who work with people or companies to find an appropriate insurance plan, and customer service representatives who help customers navigate their policies. More advanced insurance careers include actuaries, who use advanced mathematics to calculate insurance rates and risks, and underwriters, who evaluate, approve, or d eny insurance applications, taking potential risk into account. Insurers employ many people in administrative and technical positions too.

One Habit All Successful Business Leaders Have

One Habit All Successful Business Leaders HaveOne Habit All Successful Business Leaders HaveEvery professional knows health and success go hand-in-hand. Did you know there is a secret career strategy hiding in plain sight? Great business leaders routinely put it at the top of their list. Consider the followingLarry Ellison, founder of Oracle and ranked as the fifth wealthiest person on Earth, follows a disciplined gym routine to maintain his strength and stamina. Elon Musk, co-founder of PayPal and founder of Tesla and SpaceX, works out regularly and plays sports like tennis and swimming. Tim Cook, CEO of Apple Inc., is known to be a fitness freak and loves cycling, hiking, and hits the gym on a regular basis. Clearly health plays a key role in the success of ansicht business leaders. Why is this the case? And how can you leverage this knowledge to gain an edge in your career? Consider the following reasons and strategiesProductivityRichard Branson, founder of Virgin Group, said that working out gives him at least four extra hours every day to be productive. On the flip side, 77 percent of all employee productivity losses are health related, according to this study.Tip Research shows that productivity falls sharply after a 50-hour work-week, and falls off a cliff after 55 hours- so much so that someone who puts in 70 hours produces nothing mora with those extra 15 hours. Reinvest those non-productive office hours into your health by shifting your mindset and habits.Leadership StrengthYour personal brand and health go hand-in-hand when it comes to professional image. Did you know that men worry more about their appearance than their jobs? (according to a recent TODAY/AOL ).A study in the Journal of Labor Research found workers who exercise regularly earn 9 percent more on average than employees who dont work out. Even those who work out just one to three times a week see a slight earning advantage over their sedentary peers, who make slightly more than 5 percent in additional pay.TipIt pays to make fitness a part of your personal brand. Think of working out as giving your career a raise.Travel StaminaIncreased success in your career often means increased business travel. Early morning flights and evening client dinners disrupt normal sleeping, eating, and exercise routines. Many tired executives struggle with stress eating on the road.TipHealthy road warriors travel with energy bars to forgo airport food, and develop simple bodyweight routines they can do in their hotel rooms.NetworkingIn the not so distant past, savvy career climbers knew how to network with senior executives over a cigarette or a drink. Times have changed, and now a smart way to network is at the gym or playing sports. Workplace wellness challenges are becoming more popular because they are fun and also promote lots of networking and camaraderie.TipConsider peda-conferencing. Mark Zuckerberg (FaceBook) and Jack Doresy (Twitter) are believers in walking meetings.Appearanc e BiasAlthough unfair, experts concluded that a persons appearance can affect the outcome of ones job search and potential for advancement in the workplace. Obese workers (those who have a BMI of more than 30) are paid less.For obese women, they are paid on average $8,666 less annually than their counterparts. For men the difference is smaller, at $4,772 a year, according to a George Washington Universitystudy.TipBesides being unhealthy, extra weight could be costing you money in your career. Many companies offer financial wellness incentives including discounts on health insurance, subsidized weight management programs, and health coaching.Like other great business leaders, now you that know how health can be an effective career strategy. Being healthy can give you an extra edge in these five areas of your professional life, and it will make your personal life more enjoyable as well.

The Ins and Outs of Bankruptcy Law Practice

The Ins and Outs of Bankruptcy Law PracticeThe Ins and Outs of Bankruptcy Law PracticeBankruptcy lawyers represent creditors and debtors in financial umstrukturierungs, workouts, bankruptcy cases and other matters involving financially distressed transactions. Bankruptcy law is one of the hottest practice areas in the legal field today and law firms across the country are expanding their bankruptcy and restructuring practices. J. Andrew Rahl, Jr., a partner at Reed Smith and co-chair of its Commercial Restructuring and Bankruptcy Group, shares the ins and outs of practicing bankruptcy law in the bewerberinterview below. Rahl has been named one of the nations Outstanding Bankruptcy Lawyers six times by Turnarounds Workouts. In 2007, The Deal named him one of the top bankruptcy lawyers. Rahl is also a frequent speaker and lecturer throughout the United States and in Europe and is quoted frequently in the financial press on bankruptcy, restructuring, and related investment matters. 1. Can you comment on employment opportunities in the field of bankruptcy law? Employment opportunities are growing in this field. This growth is a reflection of the credit crunch and the economic cycle of bankruptcy and restructuring lawyers. Its hard to speculate about the long-term economic cycle but I suspect the bankruptcy boom will last a least a couple of years. Many law firms are expanding their bankruptcy practices. We recently added a new associate to ur group. 2. How did you get into the field of bankruptcy law? Ive been doing this a long time. After graduating from law school in the middle of a recession I went to a firm with a bankruptcy and restructuring practice and found it very interesting. I looked for opportunities to practice bankruptcy whenever I could and by 1990 I was doing bankruptcy full time. 3. What do you enjoy most about practicing in the area of bankruptcy? Corporate bankruptcy touches on almost every aspect of business law. In addition to know ing the bankruptcy code, you have to become a generalist in terms of mergers and acquisitions, corporate and securities, employment, real estate and many aspects of regulatory practice. Practicing in the area of bankruptcy is a lot of fun and every case is different. 4. What challenges are unique to the practice of bankruptcy law? Bankruptcy law lends itself to people who perform well at the last minute under pressure. The bankruptcy timeframe can be a lot shorter than typical litigation. Some litigation goes on for years while many aspects of bankruptcy involve discreet issues that get resolved within a short time period. 5. What tasks are typically performed by an entry-level bankruptcy attorney? What happens in bankruptcy depends on the nature of the matter. Its not unusual in bankruptcy for junior lawyers to interact with clients and draft legal documents. For example, a first-year lawyer who recently joined our firm was quite pleased to spend three days working on a mot ion to lift the automatic stay with respect to the security interest of a client who is an equipment lender. He will also participate in arguing the motion. 6. What skills are needed to practice in the area of bankruptcy? One of the interesting things about bankruptcy practice is that its a hybrid between litigation and transactional practice. You need both the skills of a litigator and the skills of a transactional lawyer. It doesnt hurt to have good contract and corporate drafting skills as well. Analytical skills, the kind you learn in law school, are necessary. Speaking ability is important as bankruptcy lawyers spend a significant percentage of their time on their feet arguing in court. Writing ability is also necessary since bankruptcy lawyers draft pleadings, briefs, motions and other documents. 7. How can a new attorney break into this field? Timing is everything in bankruptcy. It is cyclical and the economy does have an impact on bankruptcy work. Now is the time to be looking for opportunities in bankruptcy. New lawyers interested in bankruptcy should look for a firm that has a meaningful bankruptcy practice. Firms are busier now with bankruptcy work.

What remote workers say is the best part of WFH life

What remote workers say is the best part of WFH lifeWhat remote workers say is the best part of WFH lifeFor office-bound workers chained to their desk, working from home sounds like a faraway dream. And for the majority of people working some of their hours from home, it can feel like one.In a new Porch survey of over 1,000 workers who either worked remotely full-time, partly remotely, or full-time in an office, the option to work from home gave people mora autonomy over their day, according to their responses. Full-time remote workers were mora likely to feel valued by their bosses than their office-only counterparts, and overall, were more likely to be satisfied with the job than full-time office workers.WFH life means more agency and autonomy over your dayFor those thinking about making the switch, take it from people who do it all the time. Here were the top answers given about the perks of working from home1) No commute2) I have a more flexible schedule3) Less supervision4) Fewe r interruptions5) I can do other things while working6) I am autonomous7) I can better focus on my work8) No workplace drama9) More sleep10) I dont have to get dressed in the morning11) No small talk with coworkersMore than half - 59.4% - of employees said that losing their commute was their best remote perk. For those of us braving nightmare commutes that suck time and energy out of our days, this sentiment may resonate. When you have the power to set the tone for how you start your day, you regain more control of how you can do your work and feel about it. You can even do it unwashed in your pajamas. Work-from-home employees said they were less likely to brush their teeth and shower than full-time office workers.This flexibility also comes with more agency on where you can work. When you work from home, you do not have to deal with distracting coworkers next to you. The downside of no annoying coworkers? The lack of collegial camaraderie. More than half of remote employees said they felt lonely throughout the day.There is a middle ground that could be a more satisfying option overall. Participants who split their time between home and the office reported higher work-life balance and family life satisfaction than full-time remote and office workers, suggesting that the flexibility to go into the office for some face time still holds appeal.

Ruthless Resume Linkedin Strategies Exploited

Ruthless Resume Linkedin Strategies Exploited Inside my opinion, your LinkedIn Summary ought to be completed in the very first part. Resumes are generally somewhat restrictive as you observe an overall format. As soon as you are in possession of a polished and proofread resume, you will realize that uploading resume to LinkedIn is quite simple. Visual CV is essentially a site for producing a gorgeous digital version of your LinkedIn resume. A crisp, clean, and professional resume is very simple to write, so long as you stick to a few easy guidelines. Get Recommendations once your Profile is finished. To learn how the Career Conversation will be able to help you get a resume and LinkedIn profile that sing, get in contact with us today. Resume Linkedin the Ultimate Convenience You almost certainly wouldnt submit a duplicate of your LinkedIn profile by means of your cover letter to submit an application for a targeted position. Cornerman the work market can occasionally feel as a fight Im with my clients every step along the way. Concentrate on the results clients got from using your service or product. When working for a single company at another company whos the client, generally you list your real employer and mention the customer in the job description if you dont have an NDA prohibiting the mention. All About Resume Linkedin The link on top of the webpage is your private link (see mine below). Now youre on your own personal profile page. Furthermore, ensure you modify your URL. The LinkedIn URL ought to go in the header along with the remainder of your contact details. Perhaps people from the company in which you work, or clients, in case you have your own company. An increasing number of companies are providing customer service jobs from the comfort of somebodys home. Landing a job that you love in the end will be well worth it. geschftsleben isnt the only road that could develop into a small stale and predictable. An increasing numbe r of companies are becoming involved, and 75 million people means you ought to be in a position to locate a work lead or two. 7080% of jobs arent published. When you wish to apply to jobs that you find, you will be able to attach a resume with the work application. Choose the sorts of jobs youre open to. A professional resume is among the main tools in your job search and in addition it attracts the eye of an employer who would like to assure himself that he is really getting the proper person in line with the demands of their open position. The resume writer will craft the required approach for those employers you want to target. Although hoping for recruiters to produce contact could work in some scenarios, it may also turn off busy recruiters or prospective clients who wish to observe a resume straight away. There are jobs for internet content providers, private customers and blogs. After all, its a social media platform. The attractiveness of LinkedIn is the fact that i t delivers an informal platform on which to chat about your professional identity. LinkedIn is among the simplest and most useful sites to import the data of your professional life and set it in digital as a way to look for professional opportunities. LinkedIn provides somewhat more flexibility where the very first person has been concerned. Make a list of your targets and what you would like to acquire from being part of LinkedIn. Quite often clients discover that its troublesome to write about themselves, so it might be beneficial to consider getting your documents written by an expert. Instead of speaking to what you can do to help a specific company, you are going to write about your passion for your preferred industry. A good example of multiple streams of income is somebody who is an actor, a director, a producer, and a writer.

The Lost Secret of Example of College Resume

The Lost Secret of Example of College Resume The One Thing to Do for Example of College Resume Its fast and simple to use. Formatting a college resume might be an overwhelming endeavor, especially when youre doing it for the very first time. The Dirty Facts About Example of College Resume Landing a large internship for a college student is an excellent means to get ready for the challenges of life after the university. If youre a high schooler that has been accepted to a college already, you may also state your colleges name and the date you will start attending. Read below for advice on how to compose a strong college resume. Talk about the additional courses you took in a neighboring college because youre fascinated by marine biology but do not own a program offering to select from in your high school. Irrespective of your degree of job knowledge, your resume format is critical to making your program stick out. Next ensure use of good resume keywords. Think of what y oull be putting on your resume, and select your template accordingly. Example of College Resume Fundamentals Explained Now youre networking and building contacts in the business Resume guidelines can change from industry to industry, therefore its advisable to get familiar with specific industry examples. Since a resume isnt only employed for applying for internships and jobs, it is critical to receive one going since you will probably need it when applying to colleges also. You want to have that internship badly. If youre looking for College Student Resume Template Pdf youve come to the proper location. See the included Internship resume for a complete example. You could also see Resume Examples. There are variety of examples and distinct forms of Free Resume Templates which can be found which could be downloaded free. Besides the forementioned details, its important to realise that its good to produce the look and feel of your resume attractive, it shouldnt be overdone in order to defeat its objective. Learning how to do a resume when dont have any work experience is quite a bit easier if you may demonstrate some seasonal or short-term work experience. Maybe you did lots of volunteer work or fundraising during high school which might also be noteworthy for them to understand your individual values and what sorts of things are important to you. Now its time to create your first resume. Example of College Resume Fundamentals Explained Put the Education section of your resume on top of your resume so that its the very first thing the employer sees. Crafting the ideal Education section is essential to creating a prosperous college resume. Your resume will be split into sections. You might like to produce headings like Skills, Strengths or Interests and checklist info and facts that may be highly pertinent to the position youre looking for. The Basics of Example of College Resume By customizing your resume for the job which you want, you ca n show employers youve got the abilities and experience theyre searching for. You may supply a succinct description of accomplishments and obligations for each. You could also Sample resumes. Lets walk through three distinct resumes for different kinds of post-college jobs.